Investor Brief

The Compliance-Aware Access Layer to Global Liquidity

From credentials to capital.

From jurisdictions to liquidity.

From rules to code.

Multipase is building the missing infrastructure layer between local institutions, local regulations, real-world assets, and global DeFi capital.

Local Institutions → Local Regulations → On-chain Compliance → Global DeFi Capital

One-liner

Multipase is the compliance oracle for DeFi.

The Opportunity

The trillion-dollar bottleneck.

$100B+

DeFi TVL that cannot legally onboard institutions, governments, or compliant RWAs.

DeFi cannot onboard

  • Governments
  • Real estate
  • Bonds
  • Foreign investors
  • Institutional capital
  • Compliant RWAs

Because it cannot verify

  • Jurisdiction
  • Residency
  • Ownership
  • Accreditation
  • Licensing
  • Tax status

The Result

  • RWAs stall
  • Governments block DeFi
  • Institutions stay out
  • Capital stays trapped in TradFi

The Breakthrough

Credentials as financial permissions.

Multipase turns credentials into capital access keys. Instead of blocking capital, we embed compliance directly into DeFi.

Institutions Issue

  • Government ID
  • Residency
  • Business licenses
  • Property ownership
  • Zoning approvals
  • Accreditation
  • Compliance clearance

Credentials Are

  • User-owned
  • ZK-friendly
  • On-chain verifiable
  • Selectively disclosed
  • Enforced in smart contracts

DeFi Gates By

  • Jurisdiction
  • Compliance status
  • Ownership
  • Legal rights

Instead of blocking capital, we embed compliance directly into DeFi.

What Multipase Actually Is

A three-layer protocol.

Layer 1

Credential Issuance

Institutions, platforms, and governments issue verifiable credentials.

  • Multi-issuer
  • Open schemas
  • W3C compatible
  • ZK-ready
  • On-chain anchoring
Layer 2

Compliance Logic

Local laws encoded into smart-contract-readable logic.

  • Foreign ownership restrictions
  • Zoning rules
  • Residency requirements
  • Licensing constraints
  • Accreditation thresholds
Layer 3

Liquidity Access

DeFi protocols integrate Multipase to gate access.

  • Lending
  • Stablecoin minting
  • RWA vaults
  • Tokenized bonds
  • Credit markets

Category-Defining Layer

This is not an identity market.
This is a global capital access protocol.

$100B+
DeFi TVL
$300T+
RWA Market
$10T+
Global Lending
$130T+
Government Bonds

If Multipase captures even 10 bps of DeFi gated volume, RWA issuance, compliance verification, and credential issuance — it becomes a multi-billion-dollar protocol.

Why Now

Three megatrends are colliding.

🏠
RWAs are moving on-chain
👤
Governments are exploring digital IDs
💰
DeFi needs compliant capital inflows

This is the moment SWIFT was created for TradFi.

This is the moment Visa was created for payments.

Multipase is that missing layer for crypto.

Competitive Reality

Most identity projects stop at "Who is this person?"

Identity Projects

Single question

"Who is this person?"

Multipase

Multi-dimensional

"What can this person or asset legally do, where, under which laws, and can that be enforced on-chain?"
Multi-issuer credentials Jurisdiction encoding Compliance logic DeFi integration RWA readiness Government compatibility

WorldID proves you're human. Multipase proves you're allowed to transact.

Early Wedge & Proof Path

Turn a local government credential into access to DeFi liquidity.

Phase 1
0–12 months

Compliance Wedge

  • Credential issuance infra
  • Government ID + residency
  • RWA credential standard
  • DeFi gate MVP
  • 1–2 jurisdiction pilots
"Local credentials unlocking DeFi liquidity."
Phase 2
12–24 months

Capital Bridge

  • Lending protocol integrations
  • Stablecoin mint rails
  • Foreign capital onboarding
"Jurisdictions onboarding foreign capital via DeFi."
Phase 3
24–48 months

Jurisdiction Protocol

  • Jurisdiction SDK
  • Agent-readable compliance
  • Multipase token
  • Governance
  • Protocol monetization
"Global compliance protocol for DeFi."

Business Model

A protocol business, not SaaS.

📜
Credential issuance fees
✅
Verification fees
🔒
DeFi gate fees
🏠
RWA issuance fees
🌍
Jurisdiction licensing
💲
Protocol token economics
👤
Attestator monetization
📈
Network effects

This compounds with network effects.

The Raise

$1.5M
Strategic Seed Round

Build credential issuance infrastructure

Launch first government pilot

Ship DeFi gate MVP

Integrate with 1–2 DeFi protocols

Legal architecture & compliance framework

Core engineering hires

Target Outcome of This Round

A real-world credential unlocking a real DeFi flow.

Once we have one municipality, one credential, one RWA, one DeFi pool, one dollar of capital flowing — we can credibly raise a $10M–$20M protocol round.

Why This Can Become Worldcoin-Scale

Infrastructure that everyone needs.

💰
A new choke point in capital markets
✅
A compliance oracle for DeFi
🌍
A jurisdiction protocol
🔒
A liquidity access layer
🏠
An RWA unlock primitive
🤖
Agent-readable identity

Structurally hard to replace once embedded.

The Team

Built to Ship

A team that understands both the technology and the real-world constraints of building infrastructure for jurisdictions.

Emi Velazquez
Emi Velazquez

CEO

Mike Tango Bravo
Mike Tango Bravo

Global BD

KC
KC

CTO

Marc Baque Vilamala
Marc Baque Vilamala

Fullstack Engineer, Identity

Jordi Pinyana
Jordi Pinyana

Voting and Governance

Paisanos.io
Paisanos.io

Design Agency

Matias Huala
Matias Huala

Chief Operations Latam

Strategic Positioning

Multipase is not competing with wallets, KYC tools, or SSI startups.

Multipase is competing with SWIFT, Visa, compliance clearinghouses, custody rails, and TradFi onboarding infrastructure. On-chain.

This is not identity.
This is capital infrastructure.

Multipase is building the missing layer that lets jurisdictions, real-world assets, institutions, and governments plug into global DeFi liquidity.

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"From jurisdiction to liquidity." "The compliance oracle for DeFi." "Turn trust into capital." "Encode regulation. Unlock liquidity."